Samuel does not let sentiment cloud his father's death,proposing to Letty that her mill-workers make bed linen which he will sell through a catalogue for his store,though Letty drives a harder bargain than he had imagined. William is shocked to learn that the 'Indian Queen',a Frazer ship which he chartered to a Mr. Lillie without his parents knowing,was deliberately sunk ,with loss of life ,for the insurance money.James has his suspicions but,even with the use of a diver,cannot proved that the cargo was never loaded. (thetvdb.com)